--- title: Business Funding Products & Services description: FranFund's business funding solutions include 401(k) business funding (ROBS), SBA loans and conventional loans to finance your new or expanding business. --- [![Image of the Franfund Logo](https://www.franfund.com/hubfs/Website/FranFund_horizontal_bright_orange.png) ![Image of the Franfund Logo](https://www.franfund.com/hubfs/Website/FranFund_horizontal_white.png) ![Image of the Franfund Logo](https://www.franfund.com/hubfs/Website/FranFund_horizontal_bright_orange.png) ](https://www.franfund.com) ### Funding Products & Services You want your business to succeed. And we want to help. So, we’ll work with you and within your current finances to create a funding plan just for you. ### Pricing Before you commit to anything, we’ll have a chat with you free of charge to make sure you understand all of our program and service costs. ### Resources Here's everything you need to better understand your business funding options. ### Partnering With Us We have one goal. To help our clients be successful business owners. Our trusted partners share that goal and work with us to help achieve it. And it works two ways. Sometimes a partner sends a business owner our way to help with financing, and sometimes we send a business owner their way to help with other business needs. ### Why FranFund? We believe the best funding partner delivers not only high-quality products and services, but also an exceptional customer experience. # Funding Products & Services #### From start-ups and acquisitions to multi-unit expansions, we offer business funding solutions to fit every need.   [![Schedule Free Consultation](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4733937/f4823a5b-0e09-4d4f-a821-11bf7058ff54.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4733937/f4823a5b-0e09-4d4f-a821-11bf7058ff54)   ## Your Funding Strategy Every business is unique. So, your funding plan should be different too. We’ll evaluate your current finances and work with you to create a plan designed to set your business up for long-term success. Want to know more about available funding programs? Read about each option below. Or use our [Funding Calculator](https://www.franfund.com/tools-calculators#funding-calculator) to see which one(s) might work best for you. ![401(k) business funding](https://www.franfund.com/hubfs/laptop%20screen%20-%20retirement%20statement.png)   ### 401(k) Business Funding Our FranPlan® utilizes the IRS' Rollover for Business Startups (ROBS) program, allowing you to access retirement savings tax-deferred, without the annoying penalties. So, you can invest in your business debt-free. Get started for no cost with our no-risk SafetyNet™ option. [Tell me more >>](https://www.franfund.com/401k-business-funding) ![Business funding- Business Loan](https://www.franfund.com/hubfs/laptop%20screen%20-%20business%20loan.png)   ### Business Loans Thinking about a conventional or SBA loan? You’ve come to the right place. By using our franchise-specific pre-qualification tool and tapping into our extensive network of franchise-friendly lenders, our pre-approved clients get the loan they need 99% of the time. [Tell me more >>](https://www.franfund.com/business-loans) ![Business funding- Business Loan](https://www.franfund.com/hubfs/laptop%20screen%20-%20business%20loan.png) ![laptop screen - business services](https://www.franfund.com/hubfs/laptop%20screen%20-%20business%20services.png)   ### More Funding Options & Services Looking for additional funding options? We have them. To get you a solution that fits, we also offer unsecured loans, securities-backed loans, equipment leasing, and refinancing programs. Plus, we can help keep your business humming with extended services such as accounting, credit card processing, payroll, business insurance, and other operational resources. [Tell me more >>](https://www.franfund.com/more-funding-options-and-services)   ### With FranFund, you’re never on your own. We’ll work together to find the funding option that makes the most sense for you. [![Schedule a Free Consultation](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4733937/6e1bd797-cf1e-4912-bd5c-a998d38df1d4.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4733937/6e1bd797-cf1e-4912-bd5c-a998d38df1d4) |   | ##### **401(k) Business Funding** | ##### **SBA 7(a) Loan** | ##### **SBA Express/Small Loan** | ##### **Conventional Loan** | | --- | --- | --- | --- | --- | | **Purpose** | Start-up, acquisition, working capital | Start-up, acquisition, expansion, working capital | Start-up, expansion, working capital | For businesses with 2+ years' financial history - Area development build-outs, acquisition, refinance, remodel, upgrades/conversions | | **Amount** | Up to 100% of account balance | $100K - $5M | $100K - $150K | $100K+ | | **Credit Score Required** | None | 680+ | 680+ | 690+ | | **Equity Injection** | None | 10-30% | 0-15% | 0-30%  | | ** Collateral** | None | Business and personal assets; may also require life insurance policy | Business assets only | Business assets; no personal collateral or life insurance required | | **Interest Rates** | None | Prime Rate + 2% - 2.75% | Prime Rate + 2.75% | Fixed Market Rates | | **Terms** | None | 10 years*  | 7-10 years | 7-10 years | | **Approval Turnaround**** | N/A | 3-15 business days | 3-15 business days | 3-15 business days | | **Time to Fund**** | 10-20 business days | 45+ business days | 45+ business days | 45+ business days | | **Setup Fees** | $4,795 | $2,500 | $2,500 | $2,500 (may vary) | | **Monthly Payments** | None | Principal + interest | Principal + interest | Principal + interest | | **Additional Fees** | $130/month (plan administration) | Bank's closing costs (varies) + SBA guaranty fee | Bank's closing costs (varies) + SBA guaranty fee | Bank's closing costs (varies) | | **Benefits to Borrower** |   - Start-up friendly - No debt incurred - Improved cash flow - No min. credit score requirement - No collateral | - Start-up friendly - Long-term financing - Improved cash flow - Fixed maturity - No balloons - No prepayment penalties - Veteran incentives may apply | - Start-up friendly - Long-term financing - Improved cash flow - Fixed maturity - No balloons - No prepayment penalties - No personal collateral - Veteran incentives may apply |   - Acquisition/expansion friendly - Long-term financing - Improved cash flow - Fixed interest rate - No personal collateral | | **May vary if purchase of real estate is involved. * *****Average time frames. Based on the complexity of the loan package and the timeliness of required documentation submission, time frames may be less or more.* | | | | | ![Logo for Franfund](https://www.franfund.com/hubfs/Website/FranFund_horizontal_white.png) [**](https://www.facebook.com/franfund/) [**](https://twitter.com/FranFund) [**](https://instagram.com/franfund) [**](https://www.linkedin.com/company/franfund) [**](https://www.youtube.com/channel/UC_grTGkpRdwqdk7d676iRIw) ![Several logos that are affiliated with our company](https://www.franfund.com/hubfs/Global%20Assets/footer-logos5-10.20.20-01.png) **[1-877-FRANFUND](tel:+1-877-372-6386) **[info@franfund.com](mailto:info@franfund.com) ** 6100 Western Place, Suite 1000 Fort Worth, TX 76107 ©2026 FranFund, Inc. All rights reserved.